Paul Hutchings Net Worth: What the Record Shows

Executive Summary

Disclosure first. Rob Fore, who edits topearners.net, is a Home Business Academy affiliate, and the subject of this dossier is his personal sponsor in it. Under HBA’s one-tier plan the referring affiliate earns the commission, which means Paul Hutchings earns on the editor’s own subscriptions, and the company Hutchings co-owns pays Rob Fore in turn VERIFIED for the plan: HBA compensation plan; the sponsor tie is the editor’s own statement and is not visible in any public record. Because of that interest, this profile gives the company’s weakest numbers as much room as its strongest, and the grade below was set against the same published standard as every other dossier on this site.

Paul Hutchings co-founded The Home Business Academy with Mike Hobbs in June 2016 VERIFIED, HBA About. HBA pays affiliates 80% of qualified core-product sales on a single tier, and supplemental products may pay other rates VERIFIED, compensation plan. He is an owner who still sells as an affiliate. The source of his funnel page, served on onlinegoldrush.com and two sister domains, sets his affiliate number to 1111, and the page itself is HBA’s company template with his name on it VERIFIED, page capture, 16 October 2026. Around it he keeps a blog started in 2009, a YouTube channel of 1.74K subscribers, and a free weeknight call he calls the Grow Rich Mastermind VERIFIED.

What HBA’s numbers show. The company’s own disclosure covers 1 October 2025 to 30 September 2026. It reports $833,365.53 paid across 1,571 active affiliates, of whom 408 earned anything. The median affiliate made $0, 74.0% made nothing, the single best-paid affiliate made $86,996.89, and the top five ran from $40,502.20 to $86,996.89 VERIFIED, HBA disclosure. Lifetime payouts stand at $7,563,155.69 VERIFIED. Working backward from the 80% rate gives about $1.04 million in commissionable sales for the year and roughly $208,000 left to the company before any expense; split evenly between two founders that would be about $104,000 each INFERRED; our arithmetic, not a company figure. Those figures are not a ceiling on his income. The 80% covers core products only, sales with no referring affiliate would leave the company more, the disclosure counts active affiliates only, and if the founders’ own affiliate accounts sit among the 1,571, part of the $833K is already theirs INFERRED. The ownership split is not published UNKNOWN.

His own words on his income. On 29 October 2025 he told viewers: “We have paid out $6.7 million to all affiliates since we started. Now, my total income is a percentage of that, but it’s a small percentage.” VERIFIED, video Xx5ZCy4nEKw at 2:32–2:37; the $6.7 million is what HBA had then paid affiliates. The line gives no amount. His blog post of 12 March 2026 says in its page description that he “started making $7,200 a month with just 60 customers”; the claim is written, not spoken in the video on that page, and no statement backs it VERIFIED as his statement. That sits close to the disclosure’s top affiliate, about $7,250 a month, but nothing shows he is that affiliate UNKNOWN. His older figures are his own too: “over $10,000 per month” at One24 and “over a half a million dollars” at Empower Network VERIFIED as his statements. The income grade is C.

His life, as he tells it. His /start-here page says the best he could do after college was “a job in a call center cubicle making $11 an hour,” living in a 1984 single-wide mobile home VERIFIED as his statement. LinkedIn lists him as a Melaleuca regional sales manager from 2003 to 2007, and his author box says he started his first home business in 2005 VERIFIED as his statements. Four lean years followed. His /proof page says he worked his “entire first year in Network Marketing without making a single solitary cent” VERIFIED as his statement. Then came One24, whose residual checks he lists as “only about $10. Then it went to $15, then $56, then $120, then $320, $1,700, then $1,900,” before the company closed; his own 2014 update says it “has officially gone out of business” VERIFIED as his statements. He met Hobbs on a contest cruise in 2012, by his account, and the two founded HBA four years later VERIFIED as his statement; founding VERIFIED.

Output now. He says he retired in his early 40s, and he still works in public. The blog published 66 posts in the twelve months to 16 October 2026, 17 of them in November 2025 and six in the last ten days VERIFIED, blog index dates. By his own account a newsletter becomes a blog post through HBA’s AI tools “in seconds” VERIFIED as his statement. YouTube had 52 uploads in that year but four in the trailing 90 days VERIFIED. His podcast ran 43 episodes from May 2021 to February 2023 and has been quiet since VERIFIED, feed. HBA says “Founders are on live calls five days a week,” and he told viewers Premium members get coaching “live literally six days a week” VERIFIED as statements; attendance not observable.

The rank, the streak and the record. His review page, dated 25 April 2022, says “I’m also currently the #1 all time affiliate” VERIFIED as his 2022 statement. No public HBA ranking shows it UNKNOWN. His opt-in page says the free calls have run weeknights at 9 PM Eastern “for over a remarkable 14-year streak without interruption.” That figure has read 14 since at least December 2024, and no record confirms it VERIFIED as his statement. The mastermind domain was registered in its current form on 9 November 2021, and a January 2012 blog notice for a live Q&A call is not shown to be the same call VERIFIED; link INFERRED. No court or regulator record identifiable as him turned up in CourtListener or SEC EDGAR, and the FTC site search could not be completed, so there is no caution flag VERIFIED for the searches that ran.

The Edge

“The founder who still sells” [PARTIALLY REPLICABLE]. He markets HBA from both sides of the counter and says so before anything else. His review page opens: “Quick Disclaimer: I am one of the co-founders and top affiliates of The Home Business Academy … Biased, ( it better be ), but accurate – absolutely !” VERIFIED. His 2025 video separates two questions: “can people make money with the home business academy in 2025? Absolutely yes,” and “can you make money … Honest answer, I don’t know” VERIFIED, Xx5ZCy4nEKw. Beneath it sits fifteen years of first-person story about the companies that cut or ended his pay, told in small, exact numbers: “$65 bucks” for his first internet check, “$1,498” after “a $2 check processing fee” VERIFIED. In a NexLev snapshot of 16 October 2026 (US, English), his video was the first of 20 YouTube results for “home business academy review” VERIFIED for that snapshot; rankings move.

What the edge does not prove. His review page did not appear in a general web search that day, so the claim that his content owns HBA’s buying moment is not shown VERIFIED indicator, not a ranking measurement. His YouTube reach comes mostly from money and rival-company topics. A 2022 car-loan video holds 19.6% of his 163,298 lifetime views, and a 2019 MWR Financial review is second at 7,142 VERIFIED. His best-known HBA explainer, “What Is The Home Business Academy In Under 4 Minutes,” has 3,303 views VERIFIED. The top-affiliate rank and the unbroken call are his statements UNKNOWN as facts. Whether any of it turns into sales is not public UNKNOWN.

What a newcomer can copy. The story-first blog, the “can people or can you” honesty device and plan-against-plan comparisons copy directly INFERRED. Some things do not copy. A co-founder’s authority is one. A sponsor position near the top of many teams is another: the plan reassigns an inactive affiliate’s customers to “the next active affiliate in the upline,” though nothing shows how much, if anything, reaches him VERIFIED rule; effect UNKNOWN. The third is a fifteen-year archive INFERRED. A late starter can swap in dated, documented personal results under a published disclosure, and a narrow niche of rival-plan and company-closure stories. They also need a live call they can actually keep. And they should put the typical-earnings line where he often does not. His 2022 review page gives income examples up to “between $2,400 and $4,800 a month” with no typicality statement, and 27 of his 52 latest video descriptions carry none VERIFIED.

Journey

2003–2007: Regional sales manager at Melaleuca, per LinkedIn. VERIFIED as his statement

2005: Starts his first home business, by his author box; four lean years follow, by his account. VERIFIED as his statements

February 2009: Hutchings Marketing begins, per LinkedIn. VERIFIED as his statement

October 2009: paulhutchings.net registered; first archived post in November. VERIFIED

2010: Joins One24 in its launch year; becomes its “#1 recruiter” at over $10,000 a month, by his account. VERIFIED as his statements

January 2012: His blog advertises a live Q&A call on Tuesdays and Wednesdays at 6 PM Eastern. VERIFIED

2012: Meets Mike Hobbs on a contest cruise, by his account. VERIFIED as his statement

2014: Updates his One24 review to say the company has gone out of business. VERIFIED as his statement

June 2016: Co-founds The Home Business Academy with Hobbs. VERIFIED

November 2018: Opens his YouTube channel. VERIFIED

April 2019: Joins and reviews MWR Financial; the review becomes his second-most-watched video. VERIFIED

May 2021: Launches a podcast that runs 43 episodes to February 2023. VERIFIED

November 2021: Registers growrichmastermind.com in its current form. VERIFIED

April 2022: His HBA review page calls him “currently the #1 all time affiliate”. VERIFIED as his statement

2023: The channel’s busiest year, 225 uploads, most of them live “Good Parts” lessons. VERIFIED

July 2024: Registers onlinegoldrush.com and bigresiduals.com. VERIFIED

December 2024: The “14-year streak” line first appears in archived captures of his opt-in page; it still reads 14. VERIFIED

October 2025: Says on camera his total income is “a small percentage” of what HBA had paid affiliates. VERIFIED

March 2026: A blog post claims $7,200 a month from 60 customers. VERIFIED as his statement

October 2026: Six blog posts in ten days; HBA’s lifetime commissions reach $7,563,155.69. VERIFIED

Score Note

This dossier scores 48, Tier 3, cohort Program. The label “Founder-affiliate storyteller” names both halves of the record: he owns part of the company, and he sells it with his own story like any other affiliate.

Income: 18/40. HBA publishes a live earnings disclosure, which few companies in this series do. It proves the company pays affiliates: $833,365.53 in the latest year and $7,563,155.69 in total VERIFIED. It also bounds the company. About $208K was kept before costs at the 80% payout, by our arithmetic, and that is a share of company margin, not a limit on what he earns INFERRED. Nothing public shows his owner draw or his pay as affiliate 1111 UNKNOWN. Docked because every personal figure is self-reported, most are a decade old or more, and his one recent number, $7,200 a month, has no document behind it VERIFIED as statements.

Audience: 9/30. He has 1.74K YouTube subscribers, 163,298 lifetime views across 611 uploads, 20,339 Facebook followers and about 270 LinkedIn followers VERIFIED. Docked because a median upload draws 77.5 views, one car-loan video holds a fifth of all views, and the size of his email list is unknown VERIFIED; list UNKNOWN.

Activity: 14/20. He posted 66 blog articles and 52 YouTube uploads in the twelve months to 16 October 2026, and the company says the founders run live calls five days a week VERIFIED; calls a company statement. Docked for four uploads in the last 90 days and a call streak that rests on his own page VERIFIED.

Dossier value: 7/10. This is an unusually full first-person archive of how a one-tier, high-percentage plan is sold, from the co-founder disclosure to the “can people or can you” honesty device VERIFIED. The value is held back because his review page and income calculator give earnings examples with no typicality line, and because conversion cannot be measured VERIFIED; UNKNOWN for conversion.

Three facts behind the score. (1) No caution flag. CourtListener opinions and RECAP show no record identifiable as him, SEC EDGAR returns nothing relevant, and the FTC site search was unavailable, so that one negative is not established. (2) The company is documented and he is not. HBA’s disclosure shows a $0 median affiliate and a top affiliate at $86,996.89, while his own pay appears in no public record. (3) The rank and the streak are his word. “#1 all time affiliate” is his 2022 statement, and the “14-year” call streak has read the same since at least December 2024.