:root{--navy:#122a3f;--accent:#1f6f8b;--gold:#c99a2e;--bg:#f6f8fa;--card:#fff;--ink:#1c2733;--mut:#5c6b7a;--line:#dfe6ec;--ok:#1e7d4f;--warn:#a05a00;--unk:#8a8f98}*{box-sizing:border-box;margin:0;padding:0}body{background:var(--bg);color:var(--ink);font-family:Georgia,Times New Roman,serif;line-height:1.55}.sans{font-family:Segoe UI,Helvetica,Arial,sans-serif}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.topbar{background:var(--navy);color:#fff;font-family:Segoe UI,sans-serif}.topbar .wrap{justify-content:space-between;align-items:center;height:56px;display:flex}.brand{letter-spacing:.5px;color:#fff;font-size:17px;font-weight:700}.brand span{color:var(--gold)}.nav a{color:#cfdbe4;margin-left:22px;font-size:14px}.nav a.cta{background:var(--gold);color:#1c2733;border-radius:4px;padding:7px 14px;font-weight:600}.ribbon{color:#6b5a1e;text-align:center;background:#fff8e6;border-bottom:1px solid #eadfba;padding:7px 12px;font-family:Segoe UI,sans-serif;font-size:12.5px}.tagchip{vertical-align:middle;border-radius:3px;padding:1px 6px;font-family:Segoe UI,sans-serif;font-size:10.5px;font-weight:700}.tv{color:var(--ok);background:#e3f2e9}.tc{color:#2b5c9b;background:#e7eef7}.ti{color:var(--warn);background:#fdf1de}.tu{color:var(--unk);background:#eee}.card{background:var(--card);border:1px solid var(--line);border-radius:8px;margin-bottom:20px;padding:22px 24px;box-shadow:0 1px 3px #14283c0d}.card h2{color:var(--navy);margin-bottom:10px;font-size:20px}.card h4{text-transform:uppercase;letter-spacing:1px;color:var(--gold);margin-bottom:6px;font-family:Segoe UI,sans-serif;font-size:12px}.badge{border:1px solid;border-radius:20px;margin:0 6px 6px 0;padding:3px 9px;font-family:Segoe UI,sans-serif;font-size:11.5px;font-weight:600;display:inline-block}.b-ok{color:var(--ok);border-color:var(--ok);background:#eef8f2}.b-warn{color:var(--warn);border-color:var(--warn);background:#fdf4e7}.b-nav{color:var(--navy);border-color:var(--navy);background:#eef2f6}.btn{background:var(--gold);color:#1c2733;border-radius:5px;padding:12px 26px;font-family:Segoe UI,sans-serif;font-size:15px;font-weight:700;display:inline-block}.btn.blue{background:var(--accent);color:#fff}.btn:hover{filter:brightness(1.05);text-decoration:none}table{border-collapse:collapse;width:100%;font-family:Segoe UI,sans-serif;font-size:13.5px}th{text-align:left;color:var(--navy);text-transform:uppercase;letter-spacing:.5px;background:#eef2f6;padding:8px 10px;font-size:12px}td{border-bottom:1px solid var(--line);vertical-align:top;padding:9px 10px}footer{background:var(--navy);color:#9fb2c1;margin-top:40px;padding:30px 0;font-family:Segoe UI,sans-serif;font-size:12.5px}footer .wrap{gap:10px;display:grid}footer a{color:#cfdbe4}.lhero{background:var(--navy);color:#fff;background-image:radial-gradient(at 30% 0,#1d4260 0%,#122a3f 60%);padding:46px 0 34px}.lhero .kick{letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:8px;font-family:Segoe UI,sans-serif;font-size:11.5px;font-weight:700}.lhero h1{color:#fff;max-width:760px;font-size:32px}.lhero .sub{color:#b9c9d6;max-width:680px;margin-top:12px;font-family:Segoe UI,sans-serif;font-size:14.5px;line-height:1.55}.lhero .upd{color:#8ea6b8;margin-top:14px;font-family:Segoe UI,sans-serif;font-size:12px}.legal{max-width:780px;margin:0 auto;padding:38px 20px 20px}.legal h2{color:var(--navy);border-bottom:2px solid var(--line);margin:30px 0 10px;padding-bottom:6px;font-size:20px}.legal h2:first-child{margin-top:0}.legal h3{color:var(--navy);margin:20px 0 7px;font-family:Segoe UI,sans-serif;font-size:15px}.legal p{margin-bottom:13px;font-size:15.5px}.legal ul,.legal ol{margin:0 0 14px;padding-left:22px}.legal li{margin-bottom:8px;font-size:15.5px}.legal .sans,.legal.sans{font-size:14.5px}.legal a{text-decoration:underline}.legal .mut{color:var(--mut)}.legal .toc{border:1px solid var(--line);background:#f4f8fb;border-radius:8px;margin-bottom:28px;padding:14px 18px;font-family:Segoe UI,sans-serif;font-size:13.5px}.legal .toc a{margin:3px 14px 3px 0;text-decoration:none;display:inline-block}.legal .note{border-left:3px solid var(--accent);color:var(--ink);background:#f4f8fb;border-radius:4px;margin:4px 0 18px;padding:13px 16px;font-family:Segoe UI,sans-serif;font-size:13.5px}.legal .note b{color:var(--navy)}.legal .contact{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:16px 18px;font-family:Segoe UI,sans-serif;font-size:14px}.legal .lu-sec{scroll-margin-top:66px}.legal .back{margin-top:32px;font-family:Segoe UI,sans-serif;font-size:13.5px}@media (width<=700px){.lhero h1{font-size:25px}.legal p,.legal li{font-size:15px}}